Aircraft lending

Capital for your next aviation asset — Airpost Digital

We match pilots, flight schools, and commercial operators with lenders specializing in aircraft acquisition and equipment financing.

Call a funding specialist

Checking options is free and does not affect your credit score.

Aviation finance terms
  • airframe hours
  • engine mid-life
  • avionics upgrade
  • part 135 certificate
  • title search
  • hull insurance
  • collateral loan
  • amortization schedule
  • $150K–$5M Funding range
  • 24–48 hours Initial offer timeline
  • 1 soft pull Inquiry impact
How it works

How the money moves.

One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.

1
You
Submit request
Complete our secure form with your aircraft specifications and financial goals.
2
Us
Match assessment
We analyze your profile against our network of aviation-specialized lenders.
3
Lender
Terms review
Receive detailed term sheets and compare interest rates from qualified lenders.
4
You
Closing
Finalize title documentation and funding for your aviation acquisition.

Aviation focused

  • Our partners understand airframe valuations and maintenance cycles.
  • We speak the language of logbooks, STCs, and airworthiness status.

Transparent process

  • No hidden broker fees on your end of the loan transaction.
  • Receive clear comparisons on fixed versus variable interest rates.

Swift qualification

  • Get a preliminary assessment of your loan eligibility within 48 hours.
  • Our soft inquiry process protects your credit during initial review.
Why this exists

Why the usual lenders say no.

Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.

01

Generic credit score rejection

Standard banks often reject applicants based on general credit scores without reviewing specific aircraft collateral value.

We match you with asset-based lenders who prioritize the aircraft's equity.
02

Aircraft age limits

Commercial lenders frequently shy away from financing airframes older than 20 years.

Our network includes specialty lenders focused on vintage and legacy aircraft.
03

Commercial use complexity

Traditional retail banks struggle to underwrite loans for part 135 operations.

We connect commercial operators to lenders familiar with aviation revenue models.
Composite scenarios

What a funded request actually looks like.

Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.

Illustrative Southwest US · Equipment loan
$450K–$600K

Flight school owner

Purchasing two trainer aircraft to expand the school fleet.

Illustrative Midwest US · Asset financing
$120K–$180K

Independent contractor

Acquisition of a used high-performance single engine aircraft.

Illustrative Pacific NW · Refinancing
$85K–$110K

Private pilot

Refinancing an existing aircraft loan to lower monthly payments.

Illustrative Southeast US · Commercial loan
$1.2M–$2M

Charter operator

Upgrading avionics and interior for a light jet.

How we label illustrative scenarios →

Protect your asset

Aviation insurance connections

Financing is only step one. We help you connect with aviation insurance brokers specializing in hull and liability coverage for your specific airframe.

Read our editorial standards →
Questions we get asked

Frequently asked.

Lenders look at your credit profile, the aircraft's age, and total airframe hours. Rates currently range from 7% to 12% depending on the loan term, which typically spans 5 to 20 years, and the down payment, which usually requires 15% to 20% equity.

What are you looking for?

Pick the option that fits your situation — we'll take you to the right place.